Bank of Ireland 365 Online Fees: Check Official Sources for Current Schedule

As an AI, I cannot access real-time bank fee schedules. Always verify on bankofireland.com or your account terms.

Typical Irish Retail Bank Online Fees (Indicative)

Monthly maintenance: €0–€6 (often waived with min balance, salary lodgment, age <25/>66).
Domestic electronic payments: Usually free (SEPA credit transfer).
Non-SEPA / FX transfers: €3–€6 + markup (varies by currency).
Contactless/APPLE/Google Pay: Free.
Overdraft: Interest (APR ~11–13%) + facility fee (~€25/quarter if used).
Unpaid item / referral: ~€4–€12.
Dormancy: After 12–24 months inactivity — ~€10–€20/yr.
Card replacement: €5–€10 (waived if fraud).

365 Online is Bank of Ireland's digital platform (web/app).
Fees are account-type dependent (Student, Graduate, Standard, Golden Years, Business).
Fee schedule PDF: "Schedule of Fees and Charges for Personal Current Accounts" on website.

Irish banks must notify 30 days before fee changes (Central Bank Consumer Protection Code).

Ireland