Is the bank of ireland 365 a good bank?

The 365 Current Account from Bank of Ireland is a basic account with a low monthly fee. It is likely to suit you if you are looking for a no-frills account that is free of most charges. However, it doesn’t offer any great benefits or features, and there are accounts available with better options for managing your money and saving.

Here is an overview of the 365 Current Account:

* Monthly fee: €4 per month

* Transaction fees: 20c per ATM withdrawal (Bank of Ireland ATMs only), 35c per debit card transaction (in shops or online), €10 for returned direct debits

* Overdraft: Available, subject to approval. Interest rate: 11.85% variable

* Savings account: None included

* Mobile banking: Yes, through the Bank of Ireland app

* Online banking: Yes, through the Bank of Ireland website

The main benefit of the 365 Current Account is that it has a low monthly fee, which could save you money if you don’t make a lot of transactions each month. However, it doesn’t offer any other benefits or features, such as a savings account or rewards for using the account.

Overall, the 365 Current Account is a basic account that is likely to suit you if you are looking for a no-frills account with a low monthly fee. However, if you are looking for an account with more features and benefits, you may want to consider other options.