Capital One Routing Number in NYC: What You Need to Know

Capital One Bank does not operate physical branches in New York City. Consequently, it does not have a specific routing number assigned to an NYC location.

Routing numbers in the U.S. are tied to the Federal Reserve district where a bank's main office or branch is located. Since Capital One's retail footprint is concentrated in its home state of Virginia (HQ in McLean) and a few other states—but not New York—there is no "NYC routing number" for the bank.

What to Use Instead

• Existing Capital One customers: Use the routing number printed on your checks or found in your online account (typically 056073502 for Virginia-based accounts, but verify yours).
• Receiving a wire to Capital One: Provide the sender with Capital One's wire routing number (056073502) and your account details.
• NYC residents opening an account: You can open a Capital One 360 (online) account remotely; the routing number will be the standard one for your account type.

For in-person banking in NYC, consider banks with local branches (Chase, Citi, Bank of America, etc.).