Wanderlust World Wanderlust World Annual premiums in New York City (2023 estimates):
| Specialty Group | Typical Range |
|---|---|
| Primary Care (Family, Internal Med, Pediatrics) | $20,000 – $40,000 |
| Specialists (Cardiology, OB/GYN, Radiology, etc.) | $40,000 – $100,000 |
| Surgeons (Neurosurgery, Ortho, Cardiac, Plastic) | $100,000 – $250,000+ |
Additional fixed costs: NYS license $220/yr, registration $135/yr.
Employed doctors often have premiums covered; private practitioners bear full cost. Rates vary by claims history, coverage limits, and insurer.