# Travel >> Destinations >> Ireland

Bank of Ireland Organisational Structure (2024)

Bank of Ireland Group (BOIG) — listed on Euronext Dublin & LSE — operates via a **divisional + functional matrix** under the Group Executive Committee.

Group Executive Committee (GEC)

Chaired by **Group CEO (Myles O'Grady)**. Members:

Group CFO (Mark Spain)
Group Chief Risk Officer (CRO)
Group Chief Operating Officer (COO)
Group Chief People Officer
Group Chief Information Officer (CIO)
Group Chief Marketing Officer
Group Head of Retail Banking (Ireland & UK)
Group Head of Corporate & Markets
Group Head of Wealth & Insurance
Group Head of Strategy & Transformation
Group Head of Legal, Governance & Company Secretary
Group Head of Compliance & Conduct
Group Head of Internal Audit (reports to Board Audit Committee)

Business Divisions (Revenue-Generating)

1. Retail Banking Ireland

Current accounts, mortgages, personal loans, credit cards, deposits.
Digital: BOI App, 365 online. Branch network (~170).
Brands: Bank of Ireland, Post Office Money (partner).

2. Retail Banking UK

UK mortgage intermediary (largest), savings, credit cards, personal loans.
Brands: Bank of Ireland UK, AA Financial Services, Post Office Money (UK).
No UK branch network (direct/digital/intermediary).

3. Corporate & Markets

**Corporate Banking:** SME, mid-cap, large corporate (Ireland & UK). Lending, cash management, trade finance.
**Markets:** FX, rates, commodities, debt capital markets, hedging.
**Global Transaction Banking:** Payments, working capital, supply chain finance.

4. Wealth & Insurance

**Wealth:** Private banking, investment advice, asset management (BOI Investment Managers), stockbroking (Davy — associate).
**Insurance:** New Ireland Assurance (life, pensions, protection) — 100% owned.

Enabling Functions (Group-Wide)

Risk: Credit, market, operational, model, conduct, ESG risk. CRO → Board Risk Committee.
Compliance & Conduct: AML, sanctions, consumer protection, GDPR, regulatory affairs.
Finance: Control, planning, tax, treasury, investor relations, regulatory reporting.
Technology & Operations: Core banking (Temenos), cloud, cyber, data, AI, payments, back-office.
People & Culture: Talent, learning, DEI, rewards, employee experience.
Strategy & Transformation: Corporate strategy, M&A, digital transformation, sustainability (NZBA).
Legal, Governance & Company Secretariat: Board support, legal advice, corporate sec, subsidiary governance.
Internal Audit: Independent assurance (reports to Board).

Geographic Footprint

Ireland: HQ (Molesworth St, Dublin 2). Full universal bank.
UK: Major market (mortgages, savings, corporate). Regulated by PRA/FCA.
US: NY branch (corporate, markets).
Europe: Frankfurt (post-Brexit EU hub), France, Germany, Spain (corporate/wealth).
Rest of World: Representative offices / correspondent banking.