Romania Uses IBAN, Not Routing Numbers: How It Works

Romania, as an EU member, uses the International Bank Account Number (IBAN) system—not US-style routing numbers (ABA/RTN).

Romanian IBAN Format (24 Characters)

RO + 2 check digits + 4-char bank code + 16-char account branch/code

Example: RO12 INGB 1234 5678 9012 3456

• RO = Country code
• 12 = Check digits (mod-97 validation)
• INGB = Bank code (ING Bank)
• 1234567890123456 = Branch + account identifier

Key Points

• IBAN used for all transfers: domestic, SEPA (Eurozone), international
• No separate routing number needed—the bank code embeds routing
• BIC/SWIFT (e.g., INGBROBU) used alongside IBAN for cross-border
• Find your IBAN: bank statement, online banking, or ask your branch

When sending money to Romania, provide the recipient's full IBAN and BIC. No "routing number" exists.