1. Duty to Stop and Exchange Information: The driver who caused the accident must stop their vehicle immediately, provide their personal information (name, address, phone number, and driver's license number), and vehicle registration information to the other driver involved in the accident. If the other driver is not present at the scene of the accident, the at-fault driver must attempt to locate them or report the accident to the local police department.
2. Reporting Requirements: Accidents that result in property damage of $1,000 or more must be reported to the New Hampshire Department of Motor Vehicles (DMV) within 15 days of the accident. Both the at-fault driver and the driver whose vehicle was hit are responsible for reporting the accident.
3. Insurance Requirements: All drivers in New Hampshire are required to carry liability insurance. Liability insurance covers damage caused to other people's property or injuries caused to other people in an accident. If you were hit by an uninsured driver, you can file a claim with your own insurance company under the uninsured motorist coverage.
4. Negligence: In order to recover compensation for damages to your vehicle, you must prove that the other driver was negligent. Negligence is defined as failing to exercise reasonable care in operating a vehicle. Examples of negligence include speeding, driving while distracted, or failing to yield the right of way.
5. Comparative Negligence: New Hampshire follows the doctrine of comparative negligence. This means that if both drivers are found to be negligent, damages may be reduced in proportion to each driver's percentage of fault. For example, if you are found to be 20% at fault for the accident, your damages will be reduced by 20%.
6. Statute of Limitations: The statute of limitations for filing a personal injury or property damage claim in New Hampshire is 3 years from the date of the accident. This means that you must file your claim within 3 years of the accident, or you will lose your right to compensation.
It's important to seek legal advice from an attorney experienced in car accidents if you have been involved in a parking lot accident in New Hampshire. An attorney can help you understand your rights and options, represent you in negotiations with the other driver's insurance company, and file a lawsuit if necessary.