Do Handymen Need a Bond in Texas?
Not at the state level for general handyman work. Texas does not require a state license or bond for basic handyman services (painting, drywall repair, minor carpentry, fence repair, gutter cleaning, etc.).
When Licensing/Bonding Is Required
- Electrical: TDLR Electrical Contractor License + $10K bond (or insurance).
- Plumbing: TSBPE Plumber License (Journeyman/Master) + insurance.
- HVAC: TDLR ACR Contractor License + $10K bond.
- Structural/Foundation: May require Registered Professional Engineer or specific contractor license.
- Projects >$50K (some cities): General Contractor registration + bond.
Local Requirements (City/County)
- Houston: General Contractor registration for >$5K projects; bond/insurance.
- Dallas: Contractor registration for most trades; $10K bond.
- Austin: Building permits trigger contractor verification.
- San Antonio: Home Improvement Contractor registration + $10K bond.
Best Practice (Even If Not Required)
- General Liability Insurance: $1M/$2M – protects you and clients; often required by commercial clients.
- Surety Bond: $5K–25K – builds trust, required for some govt/HOA jobs.
- Business Entity (LLC): Liability separation.
- Written Contracts: Scope, price, timeline, change orders, lien waivers.
Bottom Line
Check your city/county building department before advertising. "Handyman" is not a regulated title in Texas—but the tasks you perform may be.