Emirates NBD US Intermediary Bank: JPMorgan Chase Details

For incoming USD wire transfers to Emirates NBD accounts via the US banking system, the standard intermediary (correspondent) bank is JPMorgan Chase Bank, N.A.

Key Details

• Intermediary Bank: JPMorgan Chase Bank, N.A., New York, NY
• SWIFT/BIC: CHASUS33
• ABA/Routing Number: 021000021 (Fedwire) or 021000021 (ACH — same for JPMorgan)
• Beneficiary Bank: Emirates NBD Bank PJSC, Dubai, UAE
• Beneficiary Bank SWIFT: EBILAEAD

Wire Instructions Template

Intermediary: JPMorgan Chase Bank, N.A.
SWIFT: CHASUS33
ABA: 021000021
Account: [Emirates NBD's nostro account at JPMorgan]
Beneficiary Bank: Emirates NBD Bank PJSC
SWIFT: EBILAEAD
Beneficiary: [Your name, Emirates NBD account number, branch]

Critical Notes

• Confirm with your Emirates NBD branch—nostro account details can change
• For AED transfers, different correspondent banks may apply (e.g., Standard Chartered, Citibank)
• Provide full beneficiary details to avoid delays/returns
• JPMorgan's ABA 021000021 is for NYC head office; some regions use different ABA—verify with sender's bank

If your sender's bank "has no idea," ask for their international/wire department. Major US banks all maintain correspondent relationships with Emirates NBD via JPMorgan Chase.