Alaska HIPP Program: Does It Pay Private Insurance Premiums?

No. The Alaska Health Insurance Partnership Program (HIPP) does not pay private health insurance premiums for participants.

What HIPP Actually Does

• Role: Free, state-funded advisory/navigation service (operated by Alaska Division of Insurance via contractor).
• Services:
  • Compare ACA Marketplace (HealthCare.gov) plans.
  • Explain Medicaid/Denali KidCare eligibility.
  • Assist small employers (SHOP) with group options.
  • Resolve billing/claims disputes.
  • Educate on rights (ACA, state law).
• Funding: Federal Consumer Assistance Program grants + state funds.
• Not Insurance: HIPP is not a health plan, not a subsidy program, not Medicaid.

If You Need Premium Help

• APTC/CSR: Apply on HealthCare.gov — income-based tax credits reduce premiums (100–400% FPL, extended by IRA).
• Medicaid Expansion: Alaska expanded (2015); adults ≤138% FPL eligible.
• Native Benefits: IHS/Tribal/Urban Indian — zero cost-sharing on Marketplace plans.

Contact HIPP: 1-800-789-7842 or commerce.alaska.gov/web/ins/HIPP for free guidance.