Panama City Beach Weather: Seasonal Guide (Climate Normals)

Panama City Beach, FL (Gulf Coast) has a **humid subtropical climate (Cfa)**. Normals based on 1991–2020 data:

Spring (Mar–May)

• Temps: 15–27°C (60–80°F)
• Rain: Moderate; increasing thunderstorms in May.
• Water: 18–24°C (65–75°F)—swimmable by April.
• Crowds: Spring Break (Mar) busy; April–May pleasant.

Summer (Jun–Aug)

• Temps: 24–33°C (75–91°F); heat index often 38°C+ (100°F+).
• Rain: Wettest season; daily afternoon/evening thunderstorms.
• Water: 29–30°C (84–86°F)—bath-warm.
• Crowds: Peak family vacation; highest rates.
• Hurricane risk: Jun 1–Nov 30 (peak Aug–Oct).

Fall (Sep–Nov)

• Temps: 18–29°C (65–85°F); humidity drops.
• Rain: Decreasing; tropical systems possible Sep–Oct.
• Water: 27→22°C (80→72°F)—still warm.
• Crowds: Post-Labor Day drop; "locals' summer."

Winter (Dec–Feb)

• Temps: 8–18°C (47–65°F); occasional cold snaps to freezing.
• Rain: Lowest; frontal passages.
• Water: 17–18°C (62–64°F)—chilly for swimming.
• Crowds: Snowbirds (retirees); quiet beaches.

Best Visit Windows

• Beach/Water: May–Oct.
• Comfort/Value: Apr, Oct, Nov.
• Fishing: Year-round (species vary).

Check NWS Mobile for real-time forecasts.