Pet Insurance Providers in Northern Ireland

Major insurers offering pet coverage in Northern Ireland:

• AXA – Via AXA UK; dog/cat policies
• Direct Line – UK-wide; includes NI
• Ecclesiastical – Specialist; covers NI
• Pet Protect – NI-based broker; multiple underwriters
• PetPlan – Leading specialist; NI eligible
• Bought By Many (ManyPets) – Digital-first; covers NI
• More Than (RSA) – UK-wide; NI included
• Agria – Pet specialist; NI coverage
• Animal Friends – Online; NI eligible
• Tesco Bank / Sainsbury's Bank – Supermarket brands; NI eligible

Key Considerations

• Lifetime vs. Time-Limited vs. Accident-Only – Lifetime best for chronic conditions.
• Vet fee limit: £3k–£15k/year typical.
• Exclusions: Pre-existing, routine/preventative, breeding, behavioral.
• NI-specific: Some UK policies exclude NI or charge surcharge—verify.
• Cross-border: Coverage in ROI/EU varies; check "territorial limits."

Compare via CompareNI.com, MoneySuperMarket, GoCompare for NI-specific quotes.