Documents Required for a UK Mortgage Application

Personal Identification

  • Passport
  • UK driving licence
  • Birth certificate

Proof of Income

  • 3 recent payslips
  • 2 years of P60s
  • Self-employed: 2 years certified accounts

Proof of Deposit

  • Bank statements
  • Savings certificates
  • Investments

Property Details

  • Agreement in Principle (AIP)
  • Property valuation
  • Leasehold details (if applicable)

Outgoings & Commitments

  • Bank statements
  • Household bills
  • Credit card statements

Additional Documents

  • Benefits/maintenance payment details
  • Gifted deposit proof
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