Do You Need a Bond to Repossess Cars in Ohio?

No. Ohio law does not require a repossession agent to be bonded. However, repossession may only be performed by:

• Employees of the secured creditor, or
• Independent contractors hired by the secured creditor.

All repossession activities must comply with Ohio's version of the UCC (Uniform Commercial Code) and avoid breach of peace. No specific state license or bond is mandated for the act itself.