Do you need no fault insurance to drive in MN?

Minnesota is a "no-fault" state when it comes to auto insurance, meaning that drivers must first seek compensation for damages from their insurance company, regardless of who caused the accident. Personal Injury Protection (PIP) coverage is required for all Minnesota drivers, and provides coverage for medical bills, lost wages, and other economic losses resulting from a car accident, regardless of fault. However, if the damages exceed certain thresholds set by state law, or if there are serious injuries or death, drivers can pursue a liability lawsuit against the at-fault driver's insurance company. It's important to note that PIP coverage has dollar limits, so it may be beneficial to purchase additional liability insurance to ensure adequate protection in the event of a severe accident.