In Ohio, the repossession agent should:
1. Provide a written notice to the owner of the property to be repossessed, or deliver the notice in person to the owner.
2. Provide a written notice of the repossession to someone inside the house - it could be a person living there or any guest.
3. Provide a notice of disposition of the repossessed collateral by posting it inside the house.
4. If they cannot get in, they need to ask a law enforcement officer to be present so that they can enter and repossess the goods.
Ohio state laws permit a secured party without a court order to repossess collateral under certain conditions. This means the secured party can hire their own repossessor to seize possession of the property (i.e. a vehicle). However, the secured party’s right of repossession can only be exercised peacefully in Ohio – they cannot break into any premises or cause excessive damage to the property in the process.