Is a 16 year old unlicensed driver automatically covered under parents policy in Texas?

No, a 16 year old unlicensed driver is not automatically covered under their parent's insurance policy in Texas. While some states do provide automatic coverage for unlicensed drivers, Texas is not one of them. In Texas, a person must have a valid driver's license in order to operate a motor vehicle, and they must also be listed on their parent's insurance policy in order to be covered. If an unlicensed driver is involved in a car accident, they will not be covered by their parent's insurance policy, and their parent may be held liable for any damages caused by the accident.