Payday Loan Companies with Chicago Locations (Not All HQ'd There)

Several payday lenders operate in Chicago, though most are headquartered elsewhere:

• Ace Cash Express (HQ: Irving, TX) – many Chicago branches.
• Check 'n Go (HQ: Cincinnati, OH) – multiple Chicago locations.
• Money Mart (Canadian HQ) – several Chicago branches.
• Advance America (HQ: Spartanburg, SC) – numerous Chicago outlets.
• First American Finance – actually based in Chicago, IL with multiple city locations.

Warning: Payday loans carry extremely high APRs (often 300%+). Explore alternatives: credit unions, employer advances, nonprofit assistance, payment plans. Illinois caps rates at 36% APR for loans under $40,000 (Predatory Loan Prevention Act, 2021)—verify lender compliance.