Average Cost to Build a House: A Breakdown

Building a home costs $150,000 to $1M+, heavily dependent on location, size, design, and finishes. Typical breakdown:

CategoryTypical Range
Land$50,000 – $200,000+
Construction (labor/materials/subs)$100,000 – $500,000+
Materials (lumber, concrete, fixtures)$50,000 – $150,000
Design, Permits, Fees$5,000 – $15,000
Utilities & Infrastructure$15,000 – $35,000
Interior Finishes (floors, cabinets, appliances)$50,000 – $100,000+
Insurance & Taxes (during build)Varies

Get 3+ local builder quotes. Cost/sq ft ranges $100–$400+.

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