How to Get New Taiwan Dollars (NTD): Banks, ATMs & Online

Getting New Taiwan Dollars (TWD/NT$) is straightforward—Taiwan has a modern, accessible financial system.

🏦 Best Options

1. ATMs (Easiest for Visitors)

• Ubiquitous: 7-Eleven (ibon), FamilyMart, Hi-Life, bank lobbies, MRT stations
• Accept: Visa, Mastercard, Cirrus, Plus, JCB, UnionPay
• Withdraw: NT$100–100,000/day (your bank limit applies)
• Fees: ~NT$70–100 + your bank's foreign fee (often 1–3%)
• Rate: Near interbank (best available)

2. Banks & Authorized Exchanges

• Major banks: Bank of Taiwan, CTBC, Cathay United, Mega, First Commercial, Hua Nan, Taishin
• Airport: Bank of Taiwan counters (TPE, TSA, RMQ, KHH) — competitive rates
• Department stores: SOGO, Shin Kong Mitsukoshi — exchange counters
• Bring: Passport (required for >US$5,000 equiv.)

3. Online / Digital (Before You Go)

• Wise (ex-TransferWise): Mid-market rate, low fee, multi-currency account
• Revolut: Good rates, app-based (if available in your country)
• OFX / XE: Large amounts (>US$10K), bank-to-bank
• Your bank's forex: Often worse rates — compare

💡 Pro Tips

• Notify your bank of Taiwan travel (avoid fraud blocks)
• Bring crisp US$100 bills (series 2009+) for cash exchange — best rates
• Avoid: Hotel exchange, street changers, dynamic currency conversion (DCC) on card terminals
• Keep receipts for re-conversion (NTD → your currency) on departure
• Coins: NT$1, 5, 10, 20, 50 — useful for night markets, buses, MRT

💳 Card Payments

• Widely accepted: department stores, restaurants, supermarkets, MRT, taxis (Uber, 55688)
• Night markets, small shops, temples: cash preferred
• Contactless: Apple Pay, Google Pay, Samsung Pay work on EasyCard/iPASS readers

Bottom line: ATMs = best rate + convenience. Bring backup US$ cash. Notify bank. Enjoy Taiwan!