ANZ Bank Australia IBAN Format: What You Need to Know

Critical fact upfront: Australia does not use IBANs. The International Bank Account Number (IBAN) system is used in Europe, Middle East, Caribbean, and parts of Africa/Asia—but not in Australia, New Zealand, USA, Canada, or most of Asia-Pacific. If someone asks for an "ANZ Australia IBAN," they're using the wrong standard.

What Australia Uses Instead

Receiving International Transfers to ANZ Australia

Provide the sender with:

1. Beneficiary Name: Your full name (match account)
2. Beneficiary Address: Your residential address
3. Bank Name: Australia and New Zealand Banking Group Limited
4. Bank Address: ANZ Centre, 833 Collins St, Docklands VIC 3008, Australia
5. SWIFT/BIC: ANZBAU3M
6. BSB: Your 6-digit BSB (e.g., 013-000)
7. Account Number: Your 5–9 digit account number
8. Intermediary Bank (if asked): Usually not needed for AUD; if required, ANZ's correspondent varies by currency (e.g., JPMorgan Chase NYC for USD).

Sending Money from ANZ Australia Overseas

• Use ANZ Internet Banking / App → International Transfer.
• You'll need recipient's: IBAN (if their country uses it), SWIFT/BIC, bank name/address, account number, beneficiary name/address.
• Fees: ~AUD 12–30 online; ~AUD 30+ in branch. Exchange rate margin applies (~2–4%).
• Consider Wise, Revolut, OFX for better rates on large transfers.

Why the Confusion?

Some overseas banks (especially European) have forms mandating an IBAN field. For Australia, they should use the "Account Number" field for BSB + Account No. and SWIFT/BIC for bank ID. If the form won't accept it, the sender must contact their bank's international department.

ANZ-Specific BSB Ranges

• 01xxxx: ANZ (01 = ANZ bank code)
• 012–019: NSW/ACT
• 013–014: VIC/TAS
• 015–016: QLD
• 017: SA/NT
• 018: WA
• Full list: ANZ BSB Directory

Verify with ANZ

Always confirm details via anz.com.au → "Support" → "International Payments" or call 13 13 14 (within Aus) / +61 3 9273 5555 (overseas).