Standard Chartered Bank Ghana: IBAN Format & SWIFT Code

Important: Ghana does not use IBAN. The country uses SWIFT/BIC and local account numbers. Standard Chartered Bank Ghana's details:

Standard Chartered Bank Ghana Ltd

  • SWIFT/BIC: SCBLGHAC
  • Bank Code: 006 (for local ACH/GHIPSS).
  • Branch codes: 3-digit (e.g., 001 Head Office, 002 Accra Main, etc.).
  • Account number: 13 digits (typical).

Receiving International Transfers

Provide sender:

Beneficiary Bank: Standard Chartered Bank Ghana Ltd
SWIFT: SCBLGHAC
Beneficiary Name: [Your Name]
Account Number: [13-digit account]
Branch: [Branch Name/Code]
Purpose: [Remittance / Salary / Trade / etc.]

Ghana's Payment Systems

  • GHIPSS (Ghana Interbank Payment & Settlement Systems): ACH (GhIPSS Instant Pay), RTGS (large value).
  • Mobile Money: MTN MoMo, Vodafone Cash, AirtelTigo Money — interoperable.
  • E-zwich: Biometric smartcard (offline capable).

Note on the Source Text

The original response incorrectly cited Ghana Commercial Bank (GCB) details (SWIFT: GCBBGHAC) and a pseudo-IBAN format. Ghana has not adopted IBAN; the format shown was illustrative, not operational.

For Standard Chartered Ghana: use SCBLGHAC + 13-digit account. Confirm with your branch for specific incoming wire instructions.

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