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1. Deposit and withdraw money: Transfer funds between your bank account and other UK bank accounts, cash, or cheques.
2. Pay bills: Set up direct debits or standing orders to pay regular bills such as rent, utilities, and subscriptions.
3. Receive payments: Get your salary paid into your bank account, as well as any government benefits or pensions.
4. Withdraw cash: Use a debit card to withdraw cash from ATMs (cash machines) or over-the-counter at your bank branch.
5. Make purchases: Use your debit card or credit card to pay for goods and services both in stores and online.
6. Apply for loans and credit cards: Build up your credit history and improve your chances of being approved for loans and credit cards.
7. Access online banking: Manage your finances conveniently and securely online or via mobile banking apps.
8. Transfer money internationally: Send and receive international transfers using your bank's online platform or by visiting a branch.
9. Use contactless payments: Tap to pay for purchases using your debit card or smartphone (with Apple Pay, Google Pay, or similar services).
10. Set up a savings account: Save up money by opening a savings account with your bank and earn interest on your balance.
11. Manage your investments: Some banks offer investment platforms where you can buy and sell stocks, bonds, and other financial assets.
12. Receive financial advice: Many banks provide financial advice and services to help you manage your finances effectively.
13. Apply for a mortgage: If you're looking to buy a property in the UK, you can apply for a mortgage through your bank.
14. Open joint accounts: Hold a bank account jointly with another person, such as a spouse, partner, or family member.
15. Benefit from customer protection: UK banks are regulated and provide certain protections for customers, including deposit protection and fraud prevention measures.