Banca Comercială Română (BCR) SWIFT Code: RNCBROBU
International Banking: Romania's Largest Bank SWIFT/BIC Details
For international wire transfers to or from Banca Comercială Română (BCR)—Romania's largest commercial bank, often referred to as "Romania Bank (Foreign Trade)" in older correspondence—use the following SWIFT/BIC code:
Primary SWIFT/BIC: RNCBROBU
Breakdown:
- RNCB — Bank code (BCR abbreviation)
- RO — Country code (Romania)
- BU — Location code (Bucharest)
- XXX — Optional branch code (primary office)
Complete Address for Wire Instructions
Banca Comercială Română S.A.
Bucharest, Calea Griviței 5, Sector 1
010701, Romania
Important Notes for Senders
- IBAN required: Romanian IBANs are 24 characters:
RO + 2 check digits + 4 bank code + 16 account digits (e.g., RO49RNCB0000000012345678)
- Correspondent banks: BCR uses major global correspondents (JPMorgan, Deutsche Bank, Citibank, etc.) for USD/EUR/GBP clearing
- Purpose codes: Romanian regulators require payment purpose codes for inbound/outbound transfers >€10,000 equivalent
- Sanctions screening: Enhanced due diligence for transactions involving sanctioned entities/jurisdictions
BCR at a Glance
- Majority owner: Erste Group (Austria) since 2006
- Market position: #1 by assets, loans, deposits in Romania
- Network: ~350 branches, 4,000+ ATMs, 5M+ customers
- Key subsidiaries: BCR Banca pentru Locuințe (housing), BCR Leasing, BCR Pensii (pensions)
Always verify SWIFT details with your bank or the recipient before initiating transfers. Codes can change; branch-specific codes (RNCBROBUXXX vs. RNCBROBUSIB, etc.) may apply for specific departments.