RAK Bank Routing Code: SWIFT/BIC for International, IBAN for UAE

No "Routing Code" in the US Sense

The UAE does not use ABA routing numbers (9-digit US bank codes). For RAK Bank (National Bank of Ras Al Khaimah), use these identifiers:

For International Transfers TO RAK Bank

• SWIFT/BIC: NRAKAEAK (or NRAKAEAKXXX for head office).
• Bank Name: National Bank of Ras Al Khaimah (RAKBANK).
• Address: RAKBANK Head Office, Al Nakheel, Ras Al Khaimah, UAE.
• IBAN (Required for UAE inbound): 23 characters: AE## NRAK 0000 0000 0000 000 (## = check digits; ask recipient for their full IBAN).

For Transfers WITHIN UAE (Domestic)

• UAEFTS (RTGS): Uses IBAN + SWIFT.
• Instant Payment (IPP / Aani): Mobile number / IBAN / email proxy.
• No routing code needed.

For Transfers FROM RAK Bank (Outbound)

• Provide beneficiary's SWIFT/BIC, IBAN (if EU/ME), account #, bank name/address.
• RAK Bank's correspondent banks (for major currencies): JPMorgan (USD), Standard Chartered (GBP), Commerzbank (EUR), etc. — handled automatically.

If You're Outside UAE Sending TO RAK Bank

1. Give your bank: Beneficiary Name, IBAN, SWIFT: NRAKAEAK.
2. Intermediary: Usually not needed for major currencies (USD, EUR, GBP, AED).
3. Purpose of payment code (UAE Central Bank requirement).

Contact RAK Bank

• Call Center (UAE): 600 54 0000.
• International: +971 4 213 0000.
• Website: rakbank.ae → "Contact Us" → "Correspondent Banking" for SWIFT details.