Arizona Statute of Limitations for Medical Payments Coverage: Two Years

In Arizona, the statute of limitations for filing a claim under Medical Payments Coverage (MedPay) is generally two (2) years from the date of the medical service (or date of the accident giving rise to the claim).

Key points:

• Applies to auto insurance MedPay provisions.
• Claims must be submitted to the insurer within this period.
• Exceptions may exist for minors, incapacitated persons, or if other statutes apply (e.g., contract law: 6 years for written contracts).
• Always verify with the specific policy language and consult an Arizona attorney for your situation.

Timely submission is critical; late claims are typically denied.