All drivers in the UK are required to have at least TPO insurance in order to drive legally. However, it is important to note that TPO insurance is the most basic level of cover available and does not provide comprehensive protection. For this reason, many drivers opt for more comprehensive insurance policies that include cover for their own vehicle, as well as additional benefits such as personal injury cover and breakdown assistance.
The level of insurance cover that is right for you will depend on your individual circumstances and budget. It is important to compare different policies and prices from multiple providers before making a decision.