If your boyfriend has an accident with car and have permission to drive it who pay for the other damage in New Jersey?

If your boyfriend has an accident with a car and has permission to drive it, the liability for the other damage will depend on several factors, including the specific circumstances of the accident and the insurance coverage in place. Here is a general overview of how liability is typically determined in such cases in the state of New Jersey:

1. Driver's Liability:

- If your boyfriend was at fault for the accident (e.g., he ran a red light or was speeding), he will likely be held liable for the damages caused to the other vehicle and any other involved property.

2. Owner's Liability:

- In New Jersey, the owner of a car is generally not responsible for damages if the car is driven by someone else unless the owner:

- Knew or should have known that the driver was incompetent or reckless.

- Directly supervised or controlled the driver's actions at the time of the accident.

- If the owner allowed your boyfriend to drive the car knowing he was unqualified or intoxicated, the owner may be liable for the damages.

3. Permission to Drive:

- If your boyfriend had your permission to drive the car, this may be considered "implied consent" to use the car in a way that does not violate traffic laws. In such cases, you may be less likely to be held liable for the damage caused by the accident as the car owner.

4. Insurance Coverage:

- The availability and type of insurance coverage will significantly impact liability determination. If either your boyfriend or the car owner has auto insurance, the insurance policy may provide coverage for the damages.

- If your boyfriend has his insurance policy, it may cover damages caused by him when driving another person's car with permission.

- The owner's auto insurance may also provide coverage for damages caused while another person operates their car with permission, depending on the policy's terms.

It's essential to consult with a legal professional or an insurance expert to obtain specific advice based on the details of the accident and the insurance policies involved. They will be able to assess the liability and guide you on the appropriate course of action in your specific situation.