Does the lender by law have to notify a co-signer that buyer is behind on payments in New York state?

In New York, lenders are required to provide both the primary borrower and co-signer with copies of any delinquency or default notices. This includes sending a notice of default to the co-signer if the primary borrower fails to make payments on the loan. The lender must also provide a notice of any foreclosure or other legal action taken against the primary borrower to the co-signer. Failure to provide these notices may result in legal consequences for the lender.