Banco de Oro (BDO) Philippines: No Routing Number (US System Only)

Banco de Oro (BDO) Unibank, Inc. does not have a "routing number."

Why?

• Routing Numbers (ABA RTN) are a United States banking system identifier (9 digits, managed by Accuity/ABA).
• Philippines uses different systems:
  • Bank Code (BRSTN / PayPal code): **010530667** (BDO's 9-digit code for PayPal, GCash, Maya, international remittance).
  • SWIFT/BIC: **BNORPHMM** (for international wires).
  • PhilPaSS (RTGS): Bangko Sentral ng Pilipinas real-time gross settlement – uses Bank Identifier Code.
  • PESONet / InstaPay: Retail payment systems – use account number + bank code.

For International Transfers TO BDO Philippines

• SWIFT: BNORPHMM
• Bank Name: BDO UNIBANK, INC.
• Address: BDO Corporate Center, 7899 Makati Ave, Makati City 0726, Philippines
• Beneficiary: Account Name, **Account Number (10–12 digits)**, Phone.
• Intermediary: Often required (e.g., JP Morgan Chase NY, Wells Fargo, Standard Chartered) – ask BDO or sender's bank.

For US-Based Senders

Use Remitly, Wise, Xoom, WorldRemit, or bank wire with SWIFT BNORPHMM. Do not look for a routing number—it doesn't exist for Philippine banks.