Where to Compare UK Remortgage Deals: Trusted Sources

Finding the best remortgage deal requires comparing rates, fees, and criteria across the market. Start with these reputable channels:

1. Whole-of-Market Comparison Sites

• MoneySuperMarket
• Compare the Market
• GoCompare
• Confused.com
• Moneyfactscompare.co.uk (rate tables, no soft search)

Use 2–3; they cover different lender panels.

2. Expert Editorial & Advice Sites

• Which? Mortgage Advisers (independent, fee-based advice).
• MoneySavingExpert (MSE) — Martin Lewis’s guides, best-buy tables, eligibility calculator.
• The Telegraph / The Times / Forbes UK — regular mortgage rate round-ups.

3. Direct Lender Channels

• High-street banks: Barclays, HSBC, Lloyds, NatWest, Santander, TSB, Nationwide.
• Building societies: Yorkshire, Coventry, Skipton, Leeds, Newcastle, Principality — often better for later-life, self-employed, or high-LTV.
• Specialist lenders: Kensington, Precise, Together, Vida — via brokers only.

4. Professional Advice (Highly Recommended)

• Whole-of-market mortgage broker (unrestricted panel, fee ~£300–£500 or commission-paid).
• Unbiased.co.uk / VouchedFor — find FCA-regulated advisers.

5. Government / Regulatory

• FCA Register — verify broker/lender authorization.
• MoneyHelper (formerly MAS) — free guides, budget planner.

Workflow

1. Check current rate & early-repayment charge (ERC).
2. Run comparison sites (soft search).
3. Shortlist 3–5 deals.
4. Consult broker for full fact-find, affordability, criteria match.
5. Submit Decision in Principle (DIP) → full application.

Remortgaging 3–6 months before fixed rate ends avoids SVR reversion.