For example, the wife of a baron would be referred to as "Lady [husband's first name] [husband's last name]". The daughter of a duke would be referred to as "Lady [first name] [last name]".
In a formal setting, it is appropriate to use the title "Lady" when addressing a woman who holds this title. For example, when writing a letter to the wife of a baron, you would address the envelope as follows:
Lady [husband's first name] [husband's last name]
[Address]