Make an appointment with your travel agent. Many travel agents can accommodate a pay-as-you-go purchase plan, as long as the vacation is paid for within a certain amount of time. Final payments may be due before your trip, but no later than a few weeks after the holiday. This gives you the option of booking and reserving your vacation and paying in installments. You're usually required to pay a deposit on your holiday to participate in the payment plan.
Book an online vacation package from a provider that allows you to pay in installments. Some examples are EZ Pay Travel, Cruise Planners and Cruises For Less. The earlier you book, the more time you'll have to pay it off.
Register on the provider's website with your name and contact details and select a password.
Browse the cruise vacations the site has to offer and select from the list. You may choose a "traditional" cruise destination like the Caribbean, or perhaps consider destinations like the Mediterranean or Alaska.
Become familiar with the provider's payment requirements prior to signing up for the vacation. You must be at least 18 years old, and some companies may require you to have a certain household income and possess U.S. citizenship.
Pay the required deposit if necessary. Some online providers let you set up your own payment options, such as paying a certain amount each week or month. Others will have standard payment packages from which to choose.
Create a payment schedule for the cruise and stick to it. Check with the provider and see if it has any stiff penalties for missed payments or requires credit checks. Also see if it imposes interest rates on debt repayment. A payment plan may not look as attractive if you're levied a significant fee for the privilege of stretching out the payments.
