How does speeding failure to stop at a sign and racing on the highway affect your insurance for how long?

* Typical increase in premium: 15-25%

* Length of time on record: 3-5 years

Failure to stop at a sign

* Typical increase in premium: 10-20%

* Length of time on record: 3-5 years

Racing on the highway

* Typical increase in premium: 25-50%

* Length of time on record: 5-7 years

These are just general estimates. The actual impact on your insurance will vary depending on your driving history, the severity of the violation, and the insurance company you have.

It's important to note that any traffic violation can have a negative impact on your insurance, even if it doesn't result in an accident. If you're caught speeding, running a stop sign, or racing on the highway, you can expect to see your insurance premiums go up. The good news is that these increases will eventually come off your record, but it may take several years.

In the meantime, there are a few things you can do to mitigate the impact of traffic violations on your insurance:

* Take a defensive driving course. Many insurance companies offer discounts to drivers who complete defensive driving courses.

* Shop around for insurance. Different insurance companies have different underwriting criteria, so it's worth shopping around to find the best rate.

* Consider raising your deductible. A higher deductible will lower your monthly premiums, but it will also mean that you'll have to pay more out of pocket if you're involved in an accident.

By following these tips, you can minimize the impact of traffic violations on your insurance.