Buyer's Remorse Laws in Ontario: What You Need to Know

No General "Cooling-Off" Period—But Specific Protections Exist

Ontario does not have a universal buyer's remorse law allowing returns simply because you changed your mind. However, several statutes provide cancellation rights for specific transactions:

Consumer Protection Act, 2002 – 10-Day Cooling-Off Period

Applies to:

• Door-to-door sales
• Timeshare agreements
• Health club memberships
• Correspondence courses
• Credit repair contracts

Cancellation must be in writing within 10 days of receiving the contract.

Motor Vehicle Dealers Act – 3-Day Cooling-Off for Used Vehicles

Buyers have three days after taking possession to cancel a used vehicle contract in writing. Does not apply to new vehicles or private sales.

Common Law Grounds for Rescission

Even without statutory rights, a contract may be voidable for:

• Mistake – fundamental error about a material fact
• Fraud – intentional misrepresentation
• Misrepresentation – false statement inducing the contract

Advice: If you wish to cancel a contract, consult a lawyer promptly—deadlines are strict and fact-specific.