1. Travel Bans: In the United Arab Emirates (UAE), banks may have the authority to issue travel bans on individuals who have significant outstanding debts, including credit card debt. However, these travel bans are typically limited within the UAE and may not extend to other countries such as the Philippines.
2. Summoning Individuals Abroad: Generally, foreign banks do not have the legal authority to summon individuals from other countries to appear in court or engage in legal proceedings related to debt collection. Therefore, it is unlikely that banks in the UAE can summon your parents from the Philippines to the UAE for credit card debt.
3. Extending Debt to Parents: In most cases, a person's debts, including credit card debt, are considered individual liabilities and do not extend to their family members unless there are specific financial agreements or guarantees involved. Therefore, the debt owed by you should not directly impact your parents unless they have co-signed or guaranteed your credit card debt.