Vehicle Repossession in Arizona Before Payment Due Date

No, a dealership cannot repossess a vehicle in Arizona before the payment due date. Arizona law (ARS § 47-9525) requires specific legal procedures:

• Notice of default and opportunity to cure (make the payment)
• Compliance with secured transaction statutes
• No "self-help" repossession before contractual default occurs

If you're concerned about a payment, contact the dealership immediately to discuss options (payment plans, refinancing). The statute protects buyers who have paid a substantial portion—they may redeem the vehicle by paying the balance before auction.