Checking Your Indian Overseas Bank NRI Account from Dubai: Online & App Steps

Indian Overseas Bank (IOB) NRI customers in Dubai can access accounts via internet banking or the IOB Mobile Banking app.

Internet Banking (Desktop/Mobile Browser)

1. Go to iob.in → Click "NRI Banking" → "NRI Account Services" → "Login to NRI Banking".
2. Enter your NRI account number and password (set on first login).
3. Complete 2FA (OTP sent to registered mobile/email).
4. Dashboard shows: balance, recent transactions, e-statements, term deposits, loan accounts.

Mobile App (iOS/Android)

1. Download "IOB Mobile Banking" from App Store / Play Store.
2. Register using debit card details + OTP, or use existing net-banking credentials.
3. Enable MPIN / biometric login for quick access.

Key Transactions Available

• Fund transfers: IOB-to-IOB, NEFT, RTGS, IMPS (domestic); SWIFT outward remittance (requires pre-registered beneficiaries).
• Bill payments, credit card dues, tax payments.
• Fixed deposit opening/renewal.
• Debit card hotlisting, limit management.
• Download account statements (PDF/Excel).

Security Notes

• Never share OTP, MPIN, or password.
• Use trusted Wi-Fi or mobile data; avoid public networks.
• Log out after each session.
• Update contact details (mobile/email) via branch or e-mail to branch for OTP delivery.

For issues, contact IOB NRI helpline: +91-44-28519647 / 28524250 or email nrihelp@iob.in.