Depending on the time of year are looking, you Disney will let you book up to 15 months in advance. Usually in August or September, Disney posts its prices for the following year. The longer you allow yourself between when you book and your trip, the longer you have to pay for it.
Unlike many resorts, Disney allows you to pay little by little. There are certain times when you must send a certain amount of the balance. You put down about 10 percent (minimum $200) at the time of booking. The final balance is due 45 days before your vacation begins.
Book your vacation at Disney.com or by calling (407) 939-7675, 24 hours a day, seven days a week.
If you need to do a month-by-month payment, check the balance of what you owe, and divide it by how many months you have to pay to figure your monthly payment.
Though your flight and rental car must all be paid for at time of booking, your meals don't necessarily have to be. Disney will add a meal plan to your package, and you can pay for it a month at a time also.