Using US Dollars in Ixtapa-Zihuatanejo, Mexico: Accepted, But Pesos Better

Yes, USD widely accepted in tourist zones (hotels, resorts, large restaurants, tour operators, souvenir shops).

But Consider:

• Exchange rate: Merchants set own rate (often 16–18 MXN/USD vs. bank 18–19). You lose 5–15%.
• Change given in pesos – at their rate.
• Small vendors, taxis, markets, local eateries – often pesos only.
• Tips: Pesos preferred (small denominations).

Smart Strategy

1. Bring some USD for emergencies/tips.
2. Withdraw pesos from ATMs (Banamex, BBVA, HSBC, Santander) – best rate (use bank card, no dynamic currency conversion).
3. Or exchange at banco/casa de cambio (downtown Zihua, airport) – better than hotels.
4. Use credit card (no foreign transaction fee) for big purchases.

Ixtapa-Zihuatanejo is tourist-developed but pesos make daily life smoother and cheaper.