Wanderlust World Wanderlust World While the basic level of car insurance required by law in Ireland (known as Compulsory Motor Insurance or Third Party Insurance) covers you for damage or injuries you cause to other people and their vehicles, it does not provide comprehensive coverage for your car.
Additional insurance options that are commonly recommended in Ireland include:
Comprehensive Insurance: This type of policy provides coverage for damage to your own vehicle, regardless of who is at fault in an accident. It typically covers theft, fire, vandalism, and damage caused by weather events.
Third-Party Fire and Theft Insurance: This policy covers damage or loss of your vehicle due to fire or theft, but it does not include damage caused by accidents.
Collision Damage Waiver (CDW): This is an optional add-on that reduces your liability for damages to the rental car in case of an accident, regardless of who is at fault. CDW is not mandatory but can provide peace of mind for some drivers.
Personal Accident Insurance: This insurance provides coverage for medical expenses and lost income if you or your passengers are injured in a car accident.
When renting a car in the Republic of Ireland, carefully review the insurance options offered by the rental company and choose the coverage that best suits your needs and budget.
It is always a good idea to fully understand the terms and conditions of any insurance policy before purchasing it, and to ensure that you have adequate coverage to protect yourself and your vehicle during your trip.