Car Insurance in Ireland: Beyond the Legal Minimum

Irish law requires only Third Party Insurance (covers damage/injury to others). It does not cover your own vehicle.

Recommended Additional Coverage

  • Comprehensive: Covers your car for theft, fire, vandalism, weather, accidents (any fault).
  • Third-Party Fire & Theft: Covers fire/theft only, not accident damage.
  • Collision Damage Waiver (CDW): Reduces rental-car liability; optional but wise.
  • Personal Accident: Medical expenses and lost income for you/passengers.

When renting, review options carefully. Understand terms before purchasing to ensure adequate protection.

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