Car Insurance in Ireland: Beyond the Legal Minimum
Irish law requires only Third Party Insurance (covers damage/injury to others). It does not cover your own vehicle.
Recommended Additional Coverage
- Comprehensive: Covers your car for theft, fire, vandalism, weather, accidents (any fault).
- Third-Party Fire & Theft: Covers fire/theft only, not accident damage.
- Collision Damage Waiver (CDW): Reduces rental-car liability; optional but wise.
- Personal Accident: Medical expenses and lost income for you/passengers.
When renting, review options carefully. Understand terms before purchasing to ensure adequate protection.