Taxes and Fees on Used Car Purchases in Saskatchewan
Buying a used vehicle in Saskatchewan involves several mandatory costs:
1. Provincial Sales Tax (PST) – 6%
Applied to the purchase price (private sale: fair market value per SGI's Red Book).
2. Vehicle Purchase Tax (VPT)
- Vehicles ≤10 years old: 5% of purchase price.
- Vehicles >10 years old: 2.5% of purchase price.
- One-time, paid at registration.
3. Registration & Licence Fees (SGI)
- Registration: $41.75
- Licence plate: $53.75
- Total: $95.50 (standard passenger vehicle).
4. Insurance (Mandatory)
Saskatchewan Government Insurance (SGI) basic plate coverage included in licence; optional extended coverage extra. Cost varies by vehicle, driver, coverage.
Potential Additional Costs
- Dealer documentation/administration fees (if buying from dealer).
- Out-of-province transport/freight.
- Safety inspection (if required): ~$75–100.
- Lien search/registration (if financing).
Budget Example
$15,000 used car (5 yrs old): PST $900 + VPT $750 + Reg $95.50 = $1,745.50 + insurance.
Always confirm current rates with Saskatchewan Government Insurance (SGI).