Coverage for abdominoplasty depends on medical necessity vs. cosmetic intent—and varies by healthcare system.
Provincial plans generally exclude cosmetic tummy tucks. Exceptions: repair of large ventral hernias or massive weight-loss skin excess causing functional impairment (case-by-case approval).
Medicare: No (elective). Private insurers: sometimes cover if documented medical necessity (hernia, chronic intertrigo, panniculitis). Pre-authorization required.
May fund if significant skin laxity or diastasis recti causes functional problems (back pain, hygiene issues, mobility limits). Purely aesthetic requests are declined.
Varies widely. Some European insurers cover post-bariatric body contouring; others require rigorous proof of medical indication.
Contact your insurer or national health authority with a surgeon's letter detailing functional impairment for a definitive answer.