How to Use Credit Cards Abroad

If you are traveling abroad, it is a good idea to bring travelers checks and a credit card. Using your credit card abroad is easy, but there are some things that you have to do to prepare. Once you do, you are ready to spend on your foreign vacation. Make sure that you are protected by following the steps in this article, as well as keeping your credit card in a safe place when you have it with you or when you leave it in the hotel.

Things You'll Need

  • Credit card
  • Pen
  • Paper
  • Phone

Instructions

    • 1

      Look on the back of your credit card and locate the phone number for customer service. Write the phone number down on a piece of paper and keep it in your travel folio. It is a good idea to make duplicate copies and keep one in your wallet and another in your suitcase.

    • 2

      Call the credit card company to let them know that you are traveling overseas and will be using your credit card. Ask the representative to note it on your account. There have been occasions when credit cards have been frozen because of charges done overseas without warning.

    • 3

      Pay off all or as much of your balance as you can before leaving to go abroad. The exchange rate is much different, so it may be difficult for you to calculate how much you are spending. If you have more credit available, the more you will be able to charge.

    • 4

      Use your credit card as you normally would when abroad. As long as your credit card is accepted, you can charge to it.

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