Faysal Bank Pakistan Fixed Deposit Rates (Snapshot Sept 2022)

⚠ Rates change frequently. Verify at faysalbank.com or visit a branch.

Conventional Term Deposits (PKR)

Islamic Term Deposits (Mudarabah-based, Expected Profit Rates)

Key Notes

• Minimum deposit: usually PKR 10,000–25,000.
• Premature encashment: penalty (reduced rate for completed tenor).
• Profit payment: monthly, quarterly, or at maturity (choose at booking).
• Withholding tax: 15 % on profit (filer) / 30 % (non-filer).

SBP policy rate was 15 % in Sept 2022; deposit rates typically lag by 200–300 bps. Current rates likely higher.