As of September 2021, the exchange rate was approximately 1 USD = 55.50 GMD (Gambian Dalasi). But currency rates fluctuate constantly — that figure is now outdated.
Cash is king: Outside major hotels/tourist areas, card acceptance is limited. Bring USD/EUR/GBP cash (clean, post-2013 series) to exchange.
Exchange venues: Banks, forex bureaus (better rates than hotels), some hotels. Avoid street changers.
ATMs: Available in Banjul, Serrekunda, tourist zones — dispense GMD. Check your bank's foreign fees.
Dalasi basics: 1 GMD = 100 bututs. Notes: 5, 10, 20, 50, 100, 200. Coins rare.
The Gambia's small, import-dependent economy makes the dalasi sensitive to: tourism receipts, remittance flows (major GDP %), import bills, and central bank reserves. Political stability and harvest outcomes also move the needle.
Always check a live source before transacting — September 2021 rates are history.