Illinois Auto Dealers Using Credit Acceptance Corp (CACC) — Partial List

Credit Acceptance Corporation (CACC) partners with thousands of dealers nationwide. Below are Illinois dealerships publicly associated with CACC (via filings, websites, consumer reports) — not exhaustive, verify directly.

What CACC Does

• Subprime auto finance — enables dealers to sell to buyers with poor/no credit
• Dealer gets paid upfront (less fee); CACC services loan
• High interest rates (often 20–29% APR) — disclosed per TILA

Before Buying

1. Confirm CACC participation with dealer — partnerships change
2. Compare offers: Credit unions, banks, other subprime lenders (Westlake, Santander Consumer, DriveTime)
3. Read contract: Total cost, prepayment penalty, GPS/starter interrupt devices
4. Check dealer reviews — BBB, Google, CFPB complaints

CACC access can mean approval when others say no — but at a steep price. Know the math.