Getting a Property & Casualty License in Illinois with a Felony Conviction

An Illinois felony conviction does not automatically bar you from obtaining a Property & Casualty (P&C) insurance license, but the Illinois Department of Insurance (IDOI) conducts a thorough review.

General Process

1. Meet Basic Requirements: Age 18+, Illinois resident, valid SSN, complete pre-licensing education, pass the state exam.
2. Disclose the Conviction: Report it on the license application; provide details and supporting documents.
3. Background Check: IDOI reviews the nature, severity, recency, and relevance of the offense to insurance duties.
4. Decision: IDOI may grant a full license, issue a conditional license with restrictions, or deny the application based on risk assessment.

Factors favoring approval: older conviction, evidence of rehabilitation, stable work history. Consult the IDOI for current guidelines.