What exactly is Florida insurance?

Property damage: This coverage pays to rebuild your home or replace your belongings if they are damaged or destroyed by a covered peril, such as a fire, hurricane, or theft.

*Liability:* This coverage protects you from lawsuits if someone is injured or their property is damaged on your premises.

*Medical payments:* This coverage provides compensation for medical expenses incurred by you or your guests as a result of an injury that occurs while on your property.

*Loss of use:* This coverage provides reimbursement for your additional living expenses if you are forced to temporarily relocate due to damage to your home.

*Personal injury:* This coverage reimburses victims for out-of-pocket losses from injuries caused by negligent acts or omissions of another person.

*Umbrella:* This coverage extends the limits of liability beyond those limits provided by your basic liability coverage.