Can you sue a cosigner of car loan in san Diego?

In California, including San Diego, a cosigner of a car loan is jointly and severally liable for the debt. Suppose the primary borrower defaults on the car loan. In that case, the cosigner is legally obligated to repay the outstanding balance, including any late fees, penalties, or interest.

As such, creditors, including car lenders, can pursue legal action against the cosigner to recover the debt if necessary. This means the cosigner may be sued and may have their wages garnished or property repossessed to satisfy the debt.

It's important to understand the legal implications of being a cosigner before agreeing to sign on someone's car loan. Cosigners should ensure that they are capable and willing to take on the financial responsibility for the loan if the primary borrower defaults.

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